[motion]

This is something I think about often, but just cannot figure out. How do most Americans retire comfortably? I know GD well that most American couples don't retire with 2-5mm in assets aside from their primary home. From what I gather, its more like $50K in assets average. I know a lot of you midwest guys have paid for homes that are worth sub $100K, but in most parts of the country, a decent home is a half million plus. I also see a lot of people 50+ refinancing their homes for 15-30 years. So, how do they pull it off? I have no idea what the average monthly SS payment is... $2500? That doesn't seem like it would go very far. Do people just keep working until they're 80? Where does the money come from? Kids? Inheritance?