[recycled sixtie]

A big part of retirement is not to go crazy on the spending. I total up everything I spend each month so I know where the money is going. Another general rule is not to have any debts when you retire.

Live in a modest house that is paid for and then you have more money for say travel and other things. Property taxes are less on a smaller home.

As regards investments stocks should be a priority. Good returns as compared to putting it in the bank. Look at US stock performance over the last several years.

If you can wrench on your own cars so much the better especially if they are luxury brands. Otherwise stick to basic transport like Toyota if you don't wrench.

Keep busy doing either volunteering or a part time job. I find as I approach 70 yo I don't have the energy to do manual work for long so I volunteer as the Treasurer on our condo board. If I want to do manual work I putz in our garden.

Keep your house as long as you are physically able. You have more control over expenses. Our condo which we rent out takes up half the rent in expenses. Folks living in houses seem happier than those that live in condos.

Hobbies? My neighbour makes his own wine. He passes on a bottle or two to us once is a while. Find an inexpensive hobby. eg. vegetable garden.

Cheers, Guy