[JavaBrewer]

My wife and I are living the same plan Craig. I am 54 and my wife is 50. One kid in college and the other will be in 2 years. We won't have all that much in retirement accounts when it's all said and done but will have two homes paid for in SoCal. Our plan when older will be to rent something and use our existing properties for rental income. Hopefully. Watching my parents devolve physically and mentally I don't have high hopes for an active life beyond 75 or so. We very much focused on quality of life in our 30's and 40's with our kids along for the ride. Healthcare costs and assisted living are frightening and I am not sure how to plan for that. Foolish to disregard - I am currently shopping such a placement for my parents and well the costs are staggering. Time to perhaps hire a professional for guidance.