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At the risk of thinking outside the box you could contemplate retiring overseas. I know people who have retired in the Philippines and Thailand and live well beyond what they could comparably live in the states and are quite happy.
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'73 240Z, L-28, Mikuni 44 PHHs, 5-speed, Konis
Whatever "it" is, if it doesn't start, it can't end.
Heavily medicated for your protection.
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