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Cost per sq ft (according to ICC BVD table ) is or about $112 per sq ft. And as a code official I'd recommend that if you intend to add plumbing etc do it right of the bat. If you are busted for work without a permit (your neighbors will turn you in) you costs for permit could be double or you can bit cited. As well, they'd assume date X and back charge you fees for service and connection.
Zoning wise, a accessory dwelling unit may be allowable in your area but limited to sq footages and parking is always a problem with AD's and parking/lot coverages allowable. You may have to have a garage under in order to get enough off street parking spaces.
THink of all of it this way.... if your 911 had an electrical issue would it be ok to jump wire over to make it go or would you want it done once and right. Same thing
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