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I have not shot either, but my experience with Ruger and Smith mimics your OP. Smiths cost more and have the better trigger. I will say that I have shot older Ruger double-action revolvers that have triggers I find superior to newer Smiths I have shot. SP 101's do not have the reputation of an excellent out-of-the-box trigger, regardless of the caliber. Either will likely hold their value over the long term, however you will have people who turn their nose up at the Smith's lock. I highly recommend you take tabs' list with you and look at used revolvers.
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'86na, 5-spd, turbo front brakes, bad paint, poor turbo nose bolt-on, early sunroof switch set-up that doesn't work.
Malo periculosam, libertatem quam quietam servitutem.
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