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Originally Posted by Neilk
My SO went through all the this when she was diagnosed with stage IV cancer at age 37. One of her financial advisers had told her to get the maximum LTD the company offers and it paid off in her case. Her LTD insurer told her she had to apply for Medicare and they would provide a lawyer if Medicare declined her. In a way, it seems like a scam to shift part of the burden to someone else.
Ten years on, still fighting the battle.
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My LTD told me I must apply for SSDI, no mention of Medicare. I'll do that reading and see if there is an automatic requirement between SSDI and Medicare. But I'm only 63 so that may be a factor too.
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Si non potes inimicum tuum vincere, habeas eum amicum and ride a big blue trike.
"'Bipartisan' usually means that a larger-than-usual deception is being carried out."
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