[RKDinOKC]

Good midweek greetings.

Welp, my oldest brother Bob, the UFO guy, is having money problems.

Evidently he has been using the $17 overdraft to pay his bills before his SS deposit. Says not problem as long you pay off the overdraft within 30 days. He screwed up and if he didn't make his account positive before his next SS deposit they would close his account. He asked my brother, Tom for $1000 to pay off the overdraft amount so they would not close his account.

Tom deposited $1100 dollars in Bob's account and told him to keep the $100 in his account and add the $17 he's been paying in overdraft fees every month for a year to make a minimum of $304 in his account in a year and he will help him more.

Bob immediately spent $40 of the $100 to buy vitamins. Tom has told him not to ask for any more money because he didn't follow his council.

Now Bob is pissed off at Tom saying he doesn't know what it's like to not have much money. Says he's been going to two different churches to get food.

I've told Bob he really screwed up and gave hime the info below.

Tom has been helping people for a very long time. When he and his wife were helping through their church they told me about taking food to some people. Said they would take the food in and help them put it away to find their cupboards and freezers full, even one guy they was burning a barrel of trash in the middle of his living room to stay warm. Said giving them food or money just prolonged their situation. But found if they would show they could make changes he could help them out of the situation. Tom was giving Bob a task to show he was willing and able to make changes so he could help him in ernest.

Then told him of an example he used with his 3 Kids. Each of the three kids were to put the equivalent of a house payment in the bank besides whatever their living expenses were renting etc. Then when they had shown they could be responsible he would use some of the house money they had saved and buy them their first house outright. They had to continue putting money in the house fund until each of them had gotten a house. They all three got really nice homes free and clear within 3 years.

Told him he would be very surprised what more help might mean. After my other brother, George passed his widow was living in a trailer that was falling apart. Tom bought the house across the street from her sister, fixed it up nice, and she pays a very low payment for it without any interest and he takes care of all the maintenance issues and takes care of her car. He offered several times to do the same thing while George was still alive, but she was afraid that after George died Tom would put her out in the cold.