Citibank NY bounced a check on me that was good. Check dated March 1st and the funds were there. Person sent the check into their bank on February 27th, funds were not there yet, but bank went ahead and bounced it. You think there would be a reason to date the check? ...to read the date on the check, as you read the amount on the check, as you read who the check is made out to.. but no, they don't honor post dated checks anymore.
Cost: 47 $ . Rant: Priceless.
US Banks make 11 billion a year on bounced checks and other fines, BTW. They also do other nefarious things like reorder your transactions to benefit their piggy bank:
http://www.nytimes.com/2016/02/29/business/dealbook/overdraft-practices-continue-to-gut-bank-accounts-and-haunt-customers.html