When I lived in the city a drunk took out the fire hydrant on the front corner of my lot. We were sleeping, 3AM, no more than 30' away in the 2nd story front room with the windows open. BOOM!
The flood took out my front lawn, sidewalk, curb and a part of the road right in front of our house that we were trying to sell. The town was good in that everything was repaired in only 3 weeks even new sod etc.
I thought our insurance would have to pay for the lawn, but the town covered it all.
Same deal...Drunk, tried to claim it stolen, ended up in the slammer, etc.
Sold the house and moved to the quiet country...now it's the damn crickets keeping us awake in the summer.
Spring peepers (frogs) are only weeks away now.