[RKDinOKC]

Talking to SF their homeowners is about the same cost, but sounds like SF would pay more for the stuff in my house if something happened. Farmers has a set value of like $6000 where SF goes up to matching the value of the home. The good thing about my Farmers is I have a grandfathered in deductible of only $500 vs $1000.

The big difference is the car insurance. For both my monthly is $145 with Farmers and SF is quoting $89, same coverage. Sounded like SF was charging me for the most expensive car, and just adding the other one to the policy for nothing because I am the only driver.