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Bank statement is different from credit card statement. Report as fraud and they will shut down your credit card and re-issue. If a checking account that may be different. Either way, if someone has your numbers you have to change numbers to avoid being taken by other scams (they sell good numbers to each other). A regularly occurring small charge sounds like some buying club or membership like Sirius. Hackers normally charge one or two small items and then go big.
Why have credit cards? Travel backup, internet purchases, and a biggie: Fraud protection. A hacked credit card is one thing but if your bank account is hacked you will eventually get your money back but not until the end of the investigation and in the meantime you have no funds.
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Joe
See Porsche run. Run, Porsche, Run: `87 911 Carrera
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