Quote:
Originally Posted by JavaBrewer
Similar, when I was offered a policy ~ 10 years ago the premium was very high and deductibles huge. It didn't make sense then. My home is a stick built single story on slab in North county San Diego. The area is very low risk, by California standards, for major quake damage. If my home gets destroyed in a quake then the entire region will be demolished as well.
Have the policies been improved since then?
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So what does that mean to you? If the whole area is demolished you don't want the value of your home because all the others are damaged?