[tirwin]

jwill911,

I've been getting several quotes this afternoon. So far I've talked to 4 new insurance companies. They all seem to have their own nuances on how they offer policies for Liability, Uninsured Motorist, Collision, Comprehensive, etc. Because of that, it is not completely an apples/apples comparison but it's close enough.

So far, here are the results ranked by annual cost (least to most). These rankings assume $50k agreed value, $250k/$500k Liability, $250k/$500k Uninsured motorist and $1000 comprehensive/collision deductible.

1) Chubb
2) Grundy
3) American Collectors
4) Hagerty

Hagerty is 50% higher than Grundy or American Collectors. Chubb is significantly cheaper than anyone else. Grundy and American Collectors are rounding error to one another - less than $10 difference.

I imagine Leland and Chubb would be very close. That is if Leland could get their head out of their rear. I'm going to talk to them again, but so far none of the other 4 companies has even flinched at my $50k number. Leland is about to lose a loyal customer. Why they won't they come up to my number is beyond me.

When I started investigating this yesterday, I thought maybe I was way off the mark with the $50k number but talking to other insurance companies suggests that is not the case. The rest are more than happy to have my business.

After I hear back from Chubb with the detailed quote I'm going to talk to Leland one more time and give them another chance.

Any other recommendations on insurance companies? Going once, going twice, ...