So far this whole discussion has been about cars that get driven. What about that project car in your garage? The one that's not licensed and has been there for 6 years. It's not covered under your home owners policy. It probably has no insurance at all.
Project Car Insurance.
You finally take the car to a good Porsche shop to get it running and the shop burns down. The insurance company that insured the shop could care less about your car. Do you have an advocate? Who is going to make you whole?
Who Insures Your Car When It's in the Shop?
Richard Newton