I grew up on a farm, so I was working from the age of 8 or so, but not getting paid. Dad sold the farm when I was 12, and the following spring I was bailing hay for local farmers. I opened my first savings account at 16 or 17. I've never been unemployed, except for the couple of years after I quit my career. I was working 80 hrs a week but my business wasn't making much money - I described myself as self-unemployed.
