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I think the real discussion is the joys of living significantly below your means, and not necessarily debt free vs debt
Yes, yes, yes.
I took on some debt for art school, and paid it off as quickly as I could, a couple of years or so. I have been debt-free for about 15 years. I could save more than I do, but I have always lived below my means. I have a credit card (they have their benefits, but it took me ages to get one again and take advantage of them), and pay it off every month.
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'80 SC Targa
Avondale, Chicago, IL
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