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I have always owe some money on my personal home by choice and with today's interest rates, why not? I don't owe much. Owe some money on the some of the properties but they all pay for itself and then some. I have never had car payments, ever. during my younger years, I bought old POSs and drove them around until the wheels fell off them, then buy a better one just to get around. if I don't have the money for it, I don't need it. We live pretty simple lives and we enjoy the heck out of it. Can't me to go to dinner in a place with a monkey suit. I don't need it.
Equipment for the business was purchased throughout the years when we make money, I made sure I put it back into the business so I didn't have to borrow when something breaks. I didn't go out and buy a speed boat when we had a good year. My father taught me well.
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