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I am in the process of re-fi my house. We sold a piece of property early this year and had a large deposit into the bank account. Even though we qualify for small amount of re-fi easily without the large deposit, the lender wanted doc to proof where that money is coming from. I has to show that to them. What BS if you ask me. If my tax return qualifies for the re-fi or the low amount, what difference if where the deposit comes from?
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