[Pauli33]

thanks for the replies everyone...

funny enough, i actually am still insured in new york state - only because i have a PO box there (it's actually where i keep me car too)... but i'm fairly certain they'll catch onto my little game soon enough. it's all fairly complicated right now.

the collectors policy seems like a great idea, but what about drivers ed events?? i'm really scared about going out on the track and being so vulnerable. what do you new jersey folks do for when you go out on the track? argh, frustrations!

but thanks for all the input!

-Paul