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You need enough life insurance to pay off the house, and any other bills that are outstanding to make sure your wife will be able to keep everything. It also needs to pay for your funeral/creamation/services, so there is no incurred expense that the famioly is then trying to figure out how to pay for.
You better make sure that your pension will extend to her upon your death, it's likely you can elect for a full survivorship (she would get the full amount of your pension even after your death), but at a reduced rate compared to just you collecting for your lifespan.
I would hate the thought of my wife having to live frugily because of my assumptions.
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