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Tough break. Seems that $40K for 5 years is about $850 month and will cost almost $11K in interest. It seems that $40K is not enough for much of a building. Especially if you need grading, septic, etc. Are you looking to build a home or a business? If it is a place to live, it would seem a used motorhome or large camping trailer would be a better way to go...because financing would be easier and you can sell if you change your mind.
Good luck.
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74 Targa 3.0, 89 Carrera, 04 Cayenne Turbo
http://www.pelicanparts.com/gallery/fintstone/
"The problem with socialism is that you eventually run out of other people's money"
Some are born free. Some have freedom thrust upon them. Others simply surrender
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