[masraum]

I'm confident that I can't second guess what's going to happen with the markets. I'm leaving mine where it is. If the market goes down, it'll eventually go back up. Would I love to sell right before it goes down and then buy back at the bottom? Sure, but since I don't know what those points are, I just leave it alone.

I've read over and over again, that people miss a good portion of the gain that they could have by getting in and out. Granted, I think that's usually the opposite of what you're doing, usually selling when the market goes down, and then waiting until it's on it's way back up to get back in.