[fred cook]

I had almost the exact same thing happen to me and the wife. We were stopped in traffic at a red light in our Ford Excursion and a woman in a small GM SUV was talking to her teenage daughter who was in the front passenger seat. I saw in the rearview mirror that she wasn't going to stop so I rolled forward as far as I could and stood on the brakes. She saw that traffic was stopped at the last second, nailed the brakes and slid into my car. It slightly bent the Excursion's rear bumper and the trailer plug bracket and one of the tailgate hinges. Her car was totaled and had to be towed! Fortunately she had good insurance and my car got properly fixed without any hassles. Being in the biggest car has it's advantages!