Thanks guys.
My biggest concern is the financed rental properties.
They are all income producing, but with her not working, I am worried about her being able to keep the loans.
Googling found something called
Garn–St. Germain Depository Institutions Act.
Supposedly this requires the bank to transfer the loan to the wifes name, even if she isnt on the deed or loan, or had a job.
Reading the (very boring) law, I am not so sure that is what it really says.
6 Situations Where The Lender Can't Call Your Mortgage - tribunedigital-chicagotribune
Anybody have any experience with this?