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Question is, where is the money now?
If I suddenly got a low 7 figure number today, I'd probably stick it into an S&P index over time, maybe 12 months, and leave 20% in cash for the correction swoop in.
This assumes I will not need the money until 30 years later.
Financial advice is personal. What may work for me may not work for you. You may want to find a good financial planner with a fiduciary duty to you, one that charges by the hour, just to review everything. Try Napfa.org to start.
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