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He ends up asking if I could provide him a VIN report and suggests using "Direct Vin" because it's cheaper than Carfax.
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He wants YOU to provide a report.
Why should he care about how much money YOU spend on it?
He is steering you to a site he chose. You must ask yourself WHY.
Maybe he has no intention of buying your car, but has a vested interest in seeing the Direct VIN site getting revenue. Maybe he is a paid shill from a third world country - getting a cut for every person he steers that way.
Or maybe the site is just harvesting credit card and personal info from unwary suckers.
If you want to move forward, tell him to buy his own damn report, and that you will reimburse him after the sale. Or tell him to choke on a back of dildos.