It looks like FDIC does apply at the banks I'm looking at (Nationwide, Popular Direct, and Ally). I'm looking to fill in some spaces in my laddered CD portfolio (I have CDs maturing every six months out to two years) and I'm thinking of moving out to 5 years with one. I'm 66 years old and increasing the cash portion of my portfolio.
Bankrate.com isn't exactly the best place to look for bank rate information.
