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It has been going on for longer than 30 years. You should have gotten an EOB(Explanation of Benefits) for everything they paid after your wreck.
Straight Medicare is an 80/20 deal, they pay 80% after you meet your deductible, which is a few hundred dollars if I remember right. Medicare with a decent secondary insurance will be pricier than one of the HMO Medicare plans(Medicare Advantage) but will give you much greater latitude on who and where you can go to for care.
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She was the kindest person I ever met
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