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Originally Posted by 87911jon
Interesting/disturbing call from Gieco this morning. Lady who hit my door is now claiming "I opened my door into her car" and Gieco asked me to re-record my recollection of the accident, which I did. Hagerty had said earlier this week that Gieco accepted 100% responsibility. Now more than ever, happy to let Hagerty fight this out.
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This is why you call for the police, even if no one is injured. A friend, who worked in insurance, mentioned this just the other day. Persons who are responsible for fender-benders often admit guilt at the scene but, later, rationalize/lie, and change their story. If the police report of your incident contains the woman's original admission as well as your version, that is strong support. Often, the police will make an evaluation of the scene and determine which party's story is more consistent with the evidence. Regardless, you have Hagerty handling the problem and their staff will do the necessary leg work, if it is economically worth it and Geico tries to negotiate a partial payment. It's the insurer's headache now.