I've been looking at reloading purely because I've started down the path to suppressed shooting. As I understand it, to make 9mm really quiet (and to reduce wear and tear on the suppressor) you have to shoot subsonic loads. They're the same as normal 9mm, except heavier bullets. And they cost a lot more. So loading my own subsonic 9mm could be worth the effort, if, for some reason, I need to load a lot of it.
For most of the rest of my shooting, it makes more sense in a dollars-per-hour perspective for me to just buy retail ammo. I'm already into homebrewing, which is to beer as reloading is to ammo. I mean, for an investment of half an hour, I can drive down the street to a spectacular local brewery, and they'll fill my keg for about 15% more than my cost to brew an inferior product. And I spend a whole afternoon brewing that inferior product.
I guess, in a way, there's the whole "zombie apocalypse" aspect. I mean, in an apocalypse, people who reload will still be able to shoot, and I'll be stuck making beer. Anyone want to trade beer for ammo?
Haha.