Quote:
Originally Posted by DanielDudley
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There may only be one town hall, but there are a boatload of banks that would like to give you a loan, and you only need one to pull it off....
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First house the wife and I bought. Pretty much a new build. Old 40's cottage that was taken down to the foundation, foundation enlarged and a new two story cape built in place.
Existing detached garage was extended out the back.
Builder was also the owner, he was in construction and built it for he and his wife. His father lived a few blocks away and there was bad blood with the wife so they decided to sell and move.
10 years go by and we sell.
My attorney comes by, looks at the house and tells me to go check the permits to make sure the house has the proper CO's.
Coincidently she was at the closing when we bought, working for our lender.
I said JerryAnn, nothing gets by you, if the CO's were not proper you would not have let the bank close.
She replies, I remember but that bank did not care about permits, I was not paid to check so I can tell you I didn't.
Welp, you know how this ends up.
Town permitted a single story with full height attic.
PO / builder went in after final inspection / sign off and banged in the upstairs bedrooms and bathrooms figuring he'd halve the property tax bill.
Cost me a few grand and a year to get the house up to current code and properly permitted.
Nearly had to knock down the entire garage because the set backs changed and the extension made the whole thing fall under current regs.
Frikken nightmare.