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I think it is Progressive that has a device you can plug into your car and they will lover your insurance? They have been pitching for years and I presume it is a tracking device of some type.
Not sure why you would be concerned about the app, if you don't want it just don't load it on your smartphone.
I'm more concerned about smart cars, I can't confirm but I have heard in the event of an accident the police can connect to your cars computer and see how fast you were going at the time of the accident.
But of course we all drive the speed limit all the time so no reason to worry!
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Gary Fisher 29er
2019 Kia Stinger 2.0t gone 
1995 Miata Sold
1984 944 Sold
I am not lost for I know where I am, however where I am is lost. - Winnie the poo.
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