Quote:
Originally Posted by Scott Douglas
Our collision deductible is $500. Comp should be $0 though.
Since this isn't a 'collision' (which I assume means car-to-car) I would think it'd be covered under the comp.
Guess I'll have to call my agent.
|
Yep, it falls under comprehensive--like a road hazard. It's not much different than if the wheel hit you and you had no idea from where it came. In this case, you know the origin and have the vehicle and driver on record. This information may help the insurance company recoup the pay out, but you should be covered under the comprehensive, regardless.