[pwd72s]

Amen on the "been there-done that" thing. The urge to acquire more has gone. Nothing I really want. Most purchases are replacement mode..."Stuff" becomes a hassle to take care of. At 73, I've become lazy..hate doing routine chores. So easy to get into "I'll do it tomorrow" mode.

Being debt free at retirement is the key. Money paid in interest is money thrown away. Still, expenses...taxes, insurance, new roof, new water heater, new furnace, other repairs. Have a ready emergency fund...I just keep $20K or so as a checkbook balance. Might as well, since the traditional secure investments like treasuries pay zilch.

At our current age, travel doesn't interest us. Airports are a pain. The physical systems get upset with the unusual diet, lack of sleep because of hotel noises, etc. Glad that we live smack dab in the middle of a popular tourist area. We can have fun days by leaving home in the morn and sleeping in our own bed at night. Mountains and the coast are both a couple of hours drive.

Cindy & I lead a boring and non eventful lifestyle. We like it that way...because "been there-done that" with the other stuff. Many of our peers haven't made it to this stage so we feel fortunate to have done so.