[Reiver]

If you do carry the NRA is offering a good insurance policy (and training vids) in the slim chance you ever have to squeeze the trigger.

Up to 1 million liability and 150k lawyer fee's...covers policy owner and spouse.
The training is well done...and it covers how to deal with the Police etc...(ID the assailant then shut up and request a lawyer....the Police are not your 'friend' but there to close a case....my brother is a detective and he told me that long ago).

If you have an event, even if purely righteous, you will still probably be sued by some family member.

No affiliation whatsoever with the Insurance in any way and am simply an NRA member.

This is a good idea if you practice your 2nd Amendment rights.