[jyl]

Just never occurred to us. I knew she didn't owe and didn't need to file, but it never crossed my mind that the city of Berkeley (she works in a summer camp) would withhold taxes from a seasonal employee making $44/day.

Now she's making $100/day and it's starting to matter. I checked and 2014-2016 they withheld $500 federal plus some state, as a college kid she could use that money.

She paid for her recent year in Europe from her earnings and now she's pretty broke. Her job doesn't start up until June so she wants to make some money now. She's okay with borrowing money but wants to have a way to pay it back.

She has managed to make $500 in a month selling unused clothes and purses on Poshmark, including buying stuff cheap at Goodwill and reselling it for 2-3X.