[RKDinOKC]

Had my mortgage with Wells Fargo because of much better interest for a short time. Tried to setup where they siphon my mortgage payment from my bank. WF said it was setup. Then mortgage not paid and charged me a late fee. Had to call 4 times every time this happened to get the late fee taken off and they wouldn't do anything about messing up my credit report. After 6 months of this I refinanced with someone else.

I get medical bills that is the full bill for something before they submitted to insurance. I receive the bills well after insurance has already paid the bill. It is like they are trying to get double paid. And yes have had these "paid" bills go to collections. If I get a collections call for a medical bill, I tel them to call my health insurance company that already paid the bill and I never hear from them again AND it never shows up on my credit report either. Freaking medical billing racket, that's what it is. Also feel like if a medical "professional" walks into the building while you are having a procedure done and farts, you get a bill for it.