[djmcmath]

There's definitely a balance between doing it yourself and paying someone else to do it. And for me, that's been some hard lessons learned. I was raised in a poor family. It was either DIY or it didn't get done because we just couldn't afford to pay someone. Now I'm grown and have a real paycheck, and it makes sense for me to hire out for a lot of things.

Still, simple things like rotating the tires? It takes me less time to rotate the tires myself than it would take to drive to the dealer and wait in line, even though the dealer will do it for free. Landscaping? I'll hire out for that any day -- it's time consuming work that goes much faster with a team that has the right tools and skills.

I would argue that the wisdom to know what to DIY and what to hire out for comes from having learned what's involved in the DIY. Maybe it makes sense to wait 2 hours for AAA to show up, and maybe it doesn't, but there's no way to make a wise decision unless you understand the problem.