|
I had my insurance agent over to the house this afternoon. Since I don't have a daily commute anymore I can put the Elky on a "Chrome" policy like the 911. The one agent has all three of the cars, and the house plus an umbrella policy. He has to take pictures and get a list of modifications and upgrades, and take the photos. It is HOT (96 degrees) out there so it did not take a lot time.
Of course the 911 was on the other side of the garage under the car cover. I pulled back the car cover to show him it was in pristine condition as always. Mrs Carrera drove up to see her mother so she was gone and he could not get to see the Macan.
Next he wanted to go over the insurance policy for the cars and the house. Everything is fine and one of the things I love about the company is is we have no claims, I will get just over a grand as a check from them in two months.
They do things I really like. The roof is covered for full replacement. No depreciation. If the AC system pukes and we have to replace the entire system to go to 410a they cover that. If the water line coming from the curb has to be replaced, they cover it. In the end they are cheap I think. The 911 is under 60 cents per day for agreed value and so is the Elky. The Macan would be market value, but that is fair. The house is insured for replacement cost. I really like the company.
When the roof was totaled from hail, they wrote a check for a huge amount. When that deer attacked us and committed suicide on the 911, they did not blink. I took to to the facility I wanted and they wrote the check.
__________________
Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
|