Quote:
Originally Posted by sc_rufctr
I have NO credit cards. (Debit only for on line purchases)
Think about it. Does anyone really need a credit card?
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I'm the opposite. I have one credit card that gets paid off every month.
I refuse to use a debit card. If there is ever a mistake with a debit card, one has to fight to get back the money that is already gone.
With a credit card, if there are any unauthorized charges, one files a dispute and doesn't pay that charge. The money never leaves my account.