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My wife was happiest with simple studs of about 1 carat each. She had smaller ones, probably .25 each, but those really were too small. Larger than 1 Ct didn't look as good. But, diamonds of that size with good color and clarity are going to be expensive. We bought ours through a friend who is a jeweler, paid him a premium over his cost, then had him mount them. Another thing we did was upgrade the ring, then use the older stones for earrings or pendants.
If you want to go with fake diamonds, there are several choices. I wouldn't put much money into those, as you won't get it back. You might look at Moissanite and see if you like the look of those stones. They have a different amount of fire than a diamond, which may not be a bad thing for earrings.
JR
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