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^^
Same here. But it seems to have gotten better in the last year or so. I like it that my bank flags questionable charges, but it's a pain to buy anything from overseas. I have to call the bank first.
I seldom use my Visa card, only when I'm at a place that doesn't take Amex. I bought gas in Indiana with it - first time I'd used it in months. Hours later my bank called. "We have a charge for $300 at a clothing store in California. Is it legitimate?" I paid at the pump. Not sure how they got the number.
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