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You're already doing some good work. Never hurts to speak to several FP's. A lot of good advice posted already. I agree with Marv about diversifying. There is no magic bullet.
The only thing I would deviate from is the "buy a house". Buy an income property, 2, 3, 4 units, live in one for a few years. There is plenty of time to buy a house and raise a family. Let the tenants money work for you and build equity. Add to the payments and pay it down as quickly as you can. Plus you get the investment write offs. When you do buy a house the unit you lived in becomes another source of income and the rent now pays the mortgage for your house.
I would also look into buying municipal tax liens. You can earn as much as 18% little risk very secure.
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