[jcommin]

look up time value of money" - you need to put money away for retirement and crate a nest egg. you might need to fund you own medical costs. Take advantage of time - pay yourself first. As you grow older and life gets in the way, you will need to save for college as well. if you have the discipline - you will be alright.


just remember, life gets in the way - what you think you have - what you earmarked for one thing, goes on something else. However, if you saved, you will will have it.

good luck!