[RKDinOKC]

Saw a documentary about Arnold Swartzenager some years ago. Probably about half way thru his movie carrier. Most of Arnold's fortune was made from his investments not the movies he was in. Arnold commented that he invested in high risk investments. Not total risks but the kind where only one in ten had to be a profit. Joe Weider whom Arnold help start his gym equipment by investing in him said that Arnold invested what he made from body building and always had a 5 and 10 year plan. Even before he won his first contest.

He invested in property, products, and people not the "market."

To me the market (when invested conservatively) is just a way of keeping your money's purchasing power. It will earn basically the increase in the cost of living. So what you can buy for $100 saved today will most likely cost the $400 that $100 has grown to at retirement.