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As I said in a previous post, as long as you freeze with one you are good. When I applied for a car loan recently they would not approve because my credit was frozen. Called Experian, lifted the freeze for 24 hrs, and called the dealer to rerun my credit. Same when I just purchased my home.
It's a PITA at times but I don't have to worry about I.D. theft anymore.
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"There is nothing to be learned from the second kick of a mule" - Mark Twain
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