Quote:
Originally Posted by scottmandue
I'm not sure freezing our credit now will help much... IMHO
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It will help. My ID got stolen when my employer got hacked. Loans and credit cards were being issued in my name. I got wind of that and started the process to wipe those out. I issued the freeze request and all the fraud stopped.
"An ID thief can change your address or passwords for legitimate accounts you currently hold. You never know of the charges/activity because you're no longer being notified. Soon, your credit report shows delinquent payments."
Indeed, this is one of the things that led me to check. I noted that I wasn't getting much mail so I checked with the post office. YUP my addy had been changed. So I chided them severely for not confirming and carried on.