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wdfifteen wdfifteen is online now
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Join Date: Mar 2008
Location: SW Ohio
Posts: 29,649
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Having your credit frozen in Ohio is $5 per agency and it doesn't guarantee anything, except the fine print of the sales contract that absolves them of any responsibility and prohibits you from suing them.
It's $5 to "freeze" it, then $5 to unfreeze it if I want someone to make an inquiry, then another $5 to refreeze it. Add to that their credit monitoring racket and the deal they made with congress to allow them to only show you your own information once a year (unless you pay of course). It's racket, it's crooked, and the actions of the officers of Equifax - selling off their stock before announcing the data breach - shows you the kind of people they are. Leeches, crooks, scammers.

I'm not going to pay Equifax $5 to make them stop giving out my credit history. It's a matter of principle. It's just plain blackmail to gather information on you and then make you pay them not to disseminate it. I'm not big on conspiracy theories, but don't trust that this was a real data breach. With the income from the increase in fees from freezing and unfreezing credit and increase in credit monitoring fees, this could have been a marketing ploy. I wouldn't put it past these bastages,
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Last edited by wdfifteen; 09-13-2017 at 08:36 AM..
Old 09-13-2017, 08:31 AM
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