Quote:
Originally Posted by ossiblue
I find this odd. I was able to freeze at all three agencies, on line, and within a few minutes. Experian was the first one I tried. This was back around Sept. 9th, so maybe things have gotten hectic and they've tried to slow things down. Regardless, I never had to give any of the documentation you mention. Your post sounds like you had an identity theft incident, or were claiming one, and that's why the docs were requested. If you claimed ID theft to avoid the freeze fee, this may be why the hoops were set up.
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Good I am very happy that things worked out for you that easily. Now I was not freezing my credit but helping an elderly friend who was overly concerned with the recent Equifax situation and needed assistance and sometimes things like this could be a little overwhelming for some people, Experian did request some information from her and we are not even into the fees yet, actually no clue what the fees are or could be so they are not a consideration at this time nor they will be. Reviewing their communication and their criteria for granting a freeze I saw that they mentioned for the person to provide information regarding the case or such with the proper authorities in order to avoid fees in the event of identity theft. Now as requested she did send copies or her id and insurance bill as well with the letter requesting the freeze, no other information needed to be sent at this time. My post was solely based on the recent dealing with the 3 agencies a couple of days ago, it was super fast and easy to do TransUnion and Equifax but not so with Experian. So as you may imagine what works for you not necessarily is going to work for others, mind you this is in Florida which some call the scam capital of the world.